Privacy Policy
1. Who We Are
LoanCalc365 ("we," "us," "our") operates the website at loancalc365.com, providing free online financial calculators. For privacy inquiries, contact us at: privacy@loancalc365.com
2. Information We Do NOT Collect
LoanCalc365 is designed to respect your privacy. We do not:
- Collect or store any numbers you enter into our calculators
- Require registration or account creation
- Collect your name, email address, or personal details unless you contact us directly
- Store calculation results on our servers
- Sell or share your personal data with third parties for marketing
All calculations are performed entirely within your browser (client-side JavaScript). No input data is transmitted to our servers.
3. Information We May Collect Automatically
Like most websites, LoanCalc365 may automatically collect certain non-personal technical information when you visit:
- IP address (anonymized where possible)
- Browser type and version
- Pages visited and time spent
- Referring website
- Device type (desktop/mobile)
This information is used solely to understand how our website is used and to improve it. It is not linked to any personally identifiable information.
4. Google AdSense & Advertising
We use Google AdSense to display advertisements. Google AdSense may use cookies and web beacons to serve ads based on your prior visits to our website and other sites on the internet.
- Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our site and/or other sites
- You may opt out of personalized advertising by visiting Google Ads Settings
- You can also opt out via the Network Advertising Initiative at networkadvertising.org
Google's Privacy Policy applies to their use of your data: policies.google.com/privacy
5. Google Analytics
We may use Google Analytics to analyze website traffic. Google Analytics collects information such as how often users visit the site, what pages they visit, and what other sites they used prior to coming to this site. We use this information to improve LoanCalc365. Google Analytics collects only the IP address assigned to you on the date you visit, not your name or other identifying information. We do not combine information collected through Google Analytics with personally identifiable information.
6. Cookies
LoanCalc365 itself does not set cookies for tracking purposes. However, third-party services we use (Google AdSense, Google Analytics) may set cookies on your device. You can control cookies through your browser settings. Disabling cookies will not affect the functionality of our calculators.
7. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices of those websites. We encourage you to read their privacy policies before providing any personal information.
8. Children's Privacy
LoanCalc365 is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected information from a child under 13, please contact us immediately.
9. Your Rights (GDPR & CCPA)
If you are located in the European Economic Area (EEA) or California, you have certain rights regarding your personal data:
- Right to access: Request a copy of any personal data we hold about you
- Right to deletion: Request deletion of your personal data
- Right to opt-out: Opt out of data sale (we do not sell data)
- Right to portability: Receive your data in a machine-readable format
Since we collect minimal data, most requests will be satisfied by confirming we hold no personal information about you. To exercise these rights, email: privacy@loancalc365.com
10. Data Security
We implement appropriate technical and organizational measures to protect any information we handle. Since calculators run locally in your browser and we do not store calculation data on our servers, your financial inputs are never exposed to us or third parties.
11. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page with an updated "Last updated" date. Your continued use of LoanCalc365 after changes are posted constitutes your acceptance of the updated policy.
12. Contact Us
If you have questions or concerns about this Privacy Policy, please contact us:
- Email: privacy@loancalc365.com
- Website: loancalc365.com