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Free financial calculators for smarter money decisions

12 free calculators covering mortgages, salary, real estate, savings, budgets and more. Accurate results in seconds — no spreadsheets, no complexity, no cost.

12Free Calculators
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Mortgage Preview
$1,996/mo
Loan Amount$300,000
Interest Rate7.0%
Loan Term30 years
Total Interest$418,527
🏦 MORTGAGE & REAL ESTATE

Mortgage & Real Estate Calculators

Everything you need to buy, finance and invest in property.

🏦

Mortgage Calculator

Monthly payment, total interest paid, and full amortization schedule for any fixed-rate mortgage or loan.

⭐ Most Popular
💰

Mortgage Affordability

How much can you borrow? Uses the 28/36 rule and debt-to-income ratio to find your real budget before you shop.

✨ New
🏠

Rental Yield Calculator

Calculate gross yield, net yield, monthly cash flow and annual ROI for any buy-to-let or investment property.

Real Estate
💼 PERSONAL FINANCE

Personal Finance Calculators

Plan your salary, taxes, savings, budgets and debt repayment.

💼

Salary & Tax Calculator

Estimate net take-home pay after federal tax, Social Security and Medicare. See every deduction broken down.

Finance
📈

Compound Interest Calculator

See how savings and investments grow over time with compound interest. Year-by-year breakdown included.

Finance
🎯

Savings Goal Calculator

How much to save per month to reach any goal by your target date? Set your amount, rate and timeline.

✨ New
📋

Monthly Budget Calculator

Plan income and expenses by category. See your savings rate, spending breakdown and monthly surplus instantly.

✨ New
💳

Debt Payoff Calculator

How long to pay off any debt? Compare avalanche vs snowball strategies and see exactly how much interest you save.

✨ New
🧾

VAT Calculator

Add or remove VAT from any amount instantly. Supports UK 20%, EU rates and any custom percentage.

Finance
🔧 OTHER TOOLS

Other Free Tools

Currency conversions, tipping and health calculators.

💱

Currency Converter

Convert between 25 major world currencies — USD, EUR, GBP, JPY, MAD and more. Instant reference rates.

Tools
🍽️

Tip Calculator

Calculate the right tip and split any bill among friends. Supports custom percentages and any group size.

Tools
⚖️

BMI Calculator

Calculate body mass index in metric or imperial units. Includes healthy weight range and BMI category guide.

Tools

Why people use LoanCalc365

Instant Results

All calculators update in real-time as you type — no waiting, no page reloads.

No Account Required

Jump straight to calculating. Your data is never stored or shared.

Detailed Breakdowns

Every result includes a full breakdown so you understand every number.

100% Free, Always

No premium tier, no ads in results, no hidden fees. Supported by display advertising.

⚠️ Disclaimer: All LoanCalc365 calculations are estimates for informational purposes only. Nothing on this site constitutes financial, tax, or legal advice. Always consult a qualified financial professional before making important money decisions.