Mortgage Affordability Calculator
Find out how much you can borrow based on your income, debts, and the 28/36 rule used by lenders.
📊 Your Affordability
—Maximum Home Price
—Max Loan Amount
—Est. Monthly Payment
—Debt-to-Income Ratio
DTI Ratio—
0%28% front-end36% back-end50%+
Enter your details above
💡 28/36 Rule: Lenders prefer your housing costs ≤28% of gross monthly income, and total debts ≤36%. Most will approve up to 43–45% DTI.