Home › Terms of Use
By accessing or using LoanCalc365 at loancalc365.com, you agree to be bound by these Terms of Use. If you do not agree, please do not use our website.
LoanCalc365 is a free financial tools and information website providing calculators, guides, and articles on personal finance topics including mortgages, loans, salary, tax, and real estate investing. The site is intended for general informational and educational purposes only.
⚠️ Important: All content on LoanCalc365 — including calculators, articles, guides, tables, and data — is provided for informational and educational purposes only. Nothing on this website constitutes financial, investment, tax, legal, or professional advice of any kind.
Calculator results are estimates only based on the inputs you provide and standard mathematical formulas. They do not account for your complete financial situation, local regulations, lender-specific terms, or other individual factors.
Always consult a qualified financial advisor, mortgage broker, accountant, or relevant professional before making any financial decision.
We strive to ensure all information is accurate and up to date. However, we make no warranties or representations — express or implied — about the completeness, accuracy, reliability, or suitability of any information on the site. Financial rates, tax brackets, and regulations change frequently.
LoanCalc365 expressly disclaims all liability for any errors, omissions, or outdated information on the site.
You may use LoanCalc365 for lawful, personal, non-commercial purposes. You agree not to:
All content on LoanCalc365 — including text, articles, calculator code, design, graphics, and logos — is the property of LoanCalc365 and protected by copyright law. You may share links to our content and quote short excerpts with attribution. Reproduction of substantial portions for commercial use is prohibited without written permission.
LoanCalc365 displays advertising through Google AdSense. Advertisements are clearly distinguishable from editorial content. We do not endorse any advertiser or their products. Clicking on ads is subject to Google's own terms and conditions.
We never accept paid placement within editorial content or sponsored articles disguised as independent reviews.
Our site may contain links to third-party websites for reference purposes. These links do not constitute endorsement. We have no control over, and assume no responsibility for, the content or practices of any third-party sites.
To the fullest extent permitted by law, LoanCalc365 and its operators shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:
LoanCalc365 is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
Your use of the site is also governed by our Privacy Policy, which is incorporated into these Terms by reference.
We reserve the right to modify these Terms at any time. Changes take effect immediately upon posting. Your continued use of the site after changes constitutes acceptance of the updated Terms.
These Terms are governed by and construed in accordance with applicable law. Any disputes shall be resolved through appropriate legal channels.
Questions about these Terms? Contact us: